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Identity Theft News
Something Vishy
It’s one of the latest breakthroughs in telecommunications—Voice Over Internet Protocol, or VoIP, which enables telephone calls over the web.
And guess who’s hopping on the VoIP bandwagon along with millions of legitimate customers? Criminals, that’s who. They’re using the technology to hijack identities and steal money. It already has a name: “vishing.”
New wine, old wineskins. Vishing is really just a new take on an old scam—phishing. You know the drill: you get an e-mail that claims to be from your bank or credit card company asking you to update your account information and passwords (perhaps, it says cleverly, because of fraudulent activity) by clicking on a link to what appears to be a legit website. Don’t do it, of course. It’s just a ruse, nothing more than an illegal identity theft collection system. Read more at fbi.gov.
Definition:
Defaulting on a payment means missing a payment.
Shoulder surfing
Definition:
Shoulder surfing refers to to the process of obtaining your personal pin. Thieves either hang around ATMs or use binoculars in order to make out your personal identification number .
Identity fraud
Definition:
Identity fraud differs from identity theft as so far as the thief doesn't steal someone else's information, but rather uses made up information.
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